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Welcome to Ideal CU's Mortgage Webcenter!

Ideal CU offers mortgage solutions to fit the needs of borrowers whether you are refinancing a current mortgage, a first-time buyer or purchasing a vacation home. With Ideal CU Mortgage you can always expect competitive mortgage rates, no hidden fees, and fast, professional service. Our dedicated team of Mortgage Loan Advisors understands getting a mortgage isn't something you do too often and we're here to help you through the process.

Purchasing a new home?
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan?
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Buying or Selling a home?
Ideal CU is excited to bring you HomeAdvantage, an exclusive, free member service that can help you search, buy, sell and save on your next home. Powered by CU Realty Services, HomeAdvantage gives you the tools and expertise you need to find and finance your home while saving you time and money in the process.

3% Down Purchase Program
Don't let large down payments keep you from your dream home.
Most lenders require at least a 5% down payment on a new mortgage. How long will it take you to save for that? With this exclusive offer from Ideal CU, you can get into your new home sooner, and with money to spare!

 

 

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Ideal Credit Union
2401 N. McKnight Rd, North St. Paul, MN  55109
Direct:  (651) 747-4663
Toll Free:  (800) 247-0857 Ext. 4663
Fax:  (651) 747-1818
homeloans@idealcu.com
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