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Mortgage Rates
Ideal Credit Union is here to land you right where you want to be. Whether that means a new home, a refinance with a lower payment or something different, let us assist you from start to finish. Here are just a few programs we offer. To learn more about these programs and many others, call us at (651) 747-4663.

The payments listed below do not include amounts for taxes and insurance premiums, if these amounts are required to be apart of your monthly payment the actual payment obligation will be higher.
Loan Amount:      $

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Program Name Rate Points APR Payment  
 10 Yr. Simple (Conforming) 4.000% 0.00% 4.087% $0.00
5/1 ARM (Conforming) 2.875% 0.00% 3.554% $0.00
7/1 ARM (Conforming) 3.000% 0.00% 3.781% $0.00
 15 Yr. Fixed (Conforming) 3.375% 0.00% 3.438% $0.00
 30 Yr. Fixed (Conforming) 4.125% 0.00% 4.186% $0.00
30 Yr. Fixed (FHA) 3.750% 0.00% 4.866% $0.00
30 Yr. Fixed (VA) 3.750% 0.00% 4.054% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 10/19/2017.
Ideal Credit Union
2401 N. McKnight Rd, North St. Paul, MN  55109
Direct:  (651) 747-4663
Toll Free:  (800) 247-0857 Ext. 4663
Fax:  (651) 747-1818
homeloans@idealcu.com
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