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Welcome to Ideal CU's Mortgage Webcenter!

Ideal CU offers mortgage solutions to fit the needs of borrowers whether you are refinancing a current mortgage, a first-time buyer or purchasing a vacation home. With Ideal CU Mortgage you can always expect competitive mortgage rates, no hidden fees, and fast, professional service. Our dedicated team of Mortgage Loan Advisors understands getting a mortgage isn't something you do too often and we're here to help you through the process.

Purchasing a new home?
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan?
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Buying or Selling a home?
Ideal CU is excited to bring you HomeAdvantage, an exclusive, FREE member service that can help you search, buy, sell and save on your next home. Powered by CU Realty Services, HomeAdvantage gives you the tools and expertise you need to find and finance your home while saving you time and money in the process.


Notice to Mortgage Holders

There has been recent changes in homeowner’s insurance monitoring at Ideal Credit Union, which may cause notices to be mailed requesting updated insurance policies from our members. Should you receive one of these notices, please submit your current insurance policy to www.myinsuranceinfo.com.


Ideal Credit Union
2401 N. McKnight Rd, North St. Paul, MN  55109
Direct:  (651) 747-4663
Toll Free:  (800) 247-0857 Ext. 4663
Fax:  (651) 747-1818
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